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From 2014 the health insurance card is invalid

From 2014 the health insurance card is invalid

From 2014 only the electronic health card is valid

The classic health insurance card expires at the end of 2013. From the first of January 2014, only the new electronic health card (photo of the insured person) is permitted. The National Association of Statutory Health Insurance Funds and the National Association of Statutory Health Insurance Physicians agreed on this. Insured persons who do not yet have an eGK should therefore immediately submit a picture to their health insurance company so that the new card can be issued in good time. "Not all insured people still have their new electronic health cards."

95 percent of the insured already have the electronic health card "The health insurance cards (KVK) issued by the health insurance companies since 1995 will lose their validity as of December 31, 2013 - regardless of the expiry date that is certified on the card", says a statement by the National Association of Statutory Health Insurance Funds .

According to information from the National Association of Statutory Health Insurance Funds, around 95 percent of the insured already have the eGK. The remaining five percent of the insured should now submit a photo to their health insurance company as soon as possible so that the new eGK can be issued in good time by the end of the year.

However, insured persons without the new card will still not be rejected by the doctor from January 1, 2014. In such cases, the regulation applies, which also applies if the eGK is lost: the insured person can also receive medical treatment without the eGK and then has ten days to present a valid health insurance certificate. Otherwise, the doctor is entitled to privately invoice the person concerned for the service. However, a private bill that has already been paid can only be reimbursed, "if the relevant proof of insurance is available by the end of the quarter at the latest," the statement continues.

Criticism of the electronic health card Again and again the electronic health card is criticized. Their introduction has already cost hundreds of millions. At the same time, however, there is no real added value compared to the old insurance card. 728 million euros are said to have been invested in the new card by June of this year, with no apparent benefit for the patients. While the statutory health insurers (GKV) identified the doctors as the culprits because they would undermine the project, the National Association of Statutory Health Insurance Physicians (KBV) rejects the allegations. (ag)

Picture: Sample card of the BKK

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